Buy to Let and Property Investment
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Overseas Mortgages including Bulgarian Mortgages
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Property for Sale in Bulgaria and Germany

At PIPS we have a special interest in Buy -to Let mortgages which are used for property investment and increasingly as an alternative or addition to a pension scheme.
 
However the rise is house prices in the UK and particularly in N Ireland has made it increasingly difficult to find properties with enough rental income to cover the costs of the mortgage and the other expenses involved
 
Realistic professional advice is available on all aspects of the residential buy to let market.  Our aim is to assist you in finding the maximum return for your investment.  We will point out both the advantages and the pitfalls of the buy-to-let market  and advise on the mortgages which are available currently including both rental based and income-based products
 
Please note that Buy to Let Mortgages are not regulated. 

Did you know that property is the most researched product online?
 

Your home may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it


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Did you know that there is special insurance for landlords which covers them for the time when their property is vacant?  Give us a ring or send us an email for more details
Quotes available

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Mortgage Market
 
To choose a mortgage which is suitable for your individual circumstances we will search the entire U K market which is updated daily
Whether you are employed or self employed /with or without proof of income /with a good credit record or an adverse one we will find a mortgage for you  there are 100% mortgages for First Time Buyers and many other types of mortgages for different circumstances.
Our initial consultation is FREE so don't hesitate to give us a call

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Mortgage 2000
Key Turning
We use mortgage 2000 to source your mortgage and at the outset we will first of all provide you with an "IDD " that is a document which details our charges and allows you to choose whether we are remunerated by  a broker fee and/or a commission payment (which we receive from the lender ) 
 
We will then provide you with a Key Features Documents which includes the costs of your mortgage and insurance and the reasons why we have chosen the mortgage which we recommend 
 
Different lenders have different criteria for lending  How much they will lend depends on your income and expenses, credit record and other criteria such as how long you have been living at your current residence and how long you have been employed in your current job.   We will calculate how much you can afford to pay and endeavour to find a mortgage which is financially viable for you and suits your individual circumstance and preferences.. 
 
Commercial Mortgages are also available
 
  • BUY-TO-LET MORTGAGES and COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FINANCIAL SERVICES AUTHORITY
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  •  THEY ARE REGULATED BY THE CONSUMER CREDIT ACT